How the Federal Reserve affects HELOCs and home equity loans
The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Not you…
Tips for Becoming Financially Fit
Working on your financial health takes practice, patience and perseverance. Just like with physical fitness, financial fitness is something that takes time and effort, but…
How much income & down payment is needed for a $300k home?
Have you been wondering about how much income or how large of a down payment you’ll need to afford a house selling for $300,000? Well,…
Financial Literacy Guide
Unlock the secrets to financial success with our comprehensive Financial Literacy Guide! Discover how personalized financial planning can serve as you…
Pre-Qualified vs. Pre-Approved
Most real estate buyers have heard that they need to pre-qualify or be pre-approved for a mortgage if they’re looking to buy a property. Some people use…
First-Time Home Buyer Benefits: Qualification and Requirements
If you’re a first-time home buyer, you’re in a great position to take advantage of special programs to help you buy a home of your…
Types of budgets and how to choose
In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of…
Myths we tell ourselves about money and how to get it straight
Sometimes we don’t tell ourselves the whole truth. Psychologists put it down to something called cognitive dissonance, the uncomfortable tension we feel when our behavior…
Which assets can I include on my home loan application?
Are you getting ready to apply for a mortgage, but aren’t sure about your assets? Our team can help you work through what you need to include…
How to Avoid Paying Too Much for a House
Imagine you just crossed the threshold of your dream home. It has a spacious two-car garage, bedrooms for each of your kids, and way more…